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Benefits
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The following is a list of benefit programs in which full-time employees may participate. The Town of Front Royal reserves the right to alter or discontinue any benefit program as it deems necessary in its sole discretion. Nothing listed herein is intended to create a contractual relationship between the Town and the prospective or current employee.

Retirement & Savings Plans

Health & Income Security

Paid & Unpaid Time Off

Other Benefits

 

Virginia Retirement System (VRS)

 

All full-time employees are required to participate in the VRS. VRS administers a defined benefit retirement program and a group life insurance program. The defined benefit retirement program is based on the amount of years of service and the average final compensation (highest 36 consecutive months of compensation). Employees are vested after five years of VRS service. Full service retirement benefits may be received at age 50 with at least 30 years of VRS service. Benefits are reduced if the employee retires with less than 30 years of service. Sworn law enforcement personnel may receive full retirement benefits at age 50 with at least 25 years of VRS service, 20 years of which must be in law enforcement. An employee with at least ten years of VRS service may retire with reduced benefits as early as age 50.

 All full-time employees are provided term, group life insurance and accidental death and dismemberment insurance through the VRS. The insurance has no cash value. The amount of the basic life insurance benefit for death due to natural causes is equal to the employee's annual base compensation rounded up (never down) to the next highest $1,000 and then doubled. For accidental death, the life insurance is double the natural death benefit, or four times the annual base salary rounded up to the next highest $1,000. Front Royal pays the entire cost of the retirement benefit and the basic group life insurance benefit.

 VRS members are also eligible to purchase optional term, group life insurance for natural and accidental death for the member, the member's spouse, and the member's dependent children up to age 21, or age 25 if a full-time student. VRS members may purchase the optional life insurance for one, two, three, or four times the annual salary rounded up. The monthly premium is based on the amount of insurance purchased and the age of the member. The member is responsible for paying the monthly premium for the optional life insurance through payroll deduction.

 

Tax Deferred Compensation Plan (IRC 457)

 All Front Royal employees are eligible to participate in a tax-deferred compensation program (IRC Section 457). An employee may choose between three plan providers: 1) ICMA-Retirement Corporation, 2) VALIC, and 3) Edward Jones Investments. Each plan allows the employee to defer a portion of salary which will not be subject to current federal or state income taxes. The deferred salary amount is invested with the above listed firms under contract with the Town and is not normally available for withdrawal until retirement or termination. The employee may incur a penalty and/or interest expense for early withdrawal.

 

United States Savings Bonds

United States Savings Bonds are available for purchase through payroll deduction. The minimum payroll deduction is $5 per pay period. Bonds are available in $100 to $10,000 denominations at an initial cost of 50% of the face value. Employees desiring deductions greater than $5 must designate deductions in multiples of $5, $10, $15, etc.

Group Health Insurance

Currently, Front Royal offers three group health insurance programs to its employees.  The programs are administered by Anthem Blue Cross/Blue Shield of Virginia and are obtained through the State Department of Human Resources doing business as "The Local Choice".  Employer and employee contributions are determined by the Town Council and are subject to change.  The employee contribution is deducted on a pre-tax basis unless the employee gives instruction to the contrary.  The employer (ER) and the employee (EE) monthly contributions for fiscal year 2013 are as follows:

 Key Advantage Expanded - includes health, prescription drug, eye and dental

 Employee only: Employee $90 + Employer $478 = $568

 Employee plus 1: Employee $304 + Employer $747 = $1,051

Employee and family: Employee $429 + Employer $1,105 = $1,534

 Key Advantage 250

Employee only: Employee $68 + Employer $458 = $526

Employee plus 1: Employee $252 + Employer $721 = $973

Employee and family: Employee $355 + Employer $1,065 = $1,420

 High Deductible

Employee only: Employee $52 + Employer $351 = $403

Employee plus 1: Employee $193 + Employer $553 = $746

Employee and family: Employee $272 + Employer $816 = $1,088

 

 Dental Services are administered by Delta Dental and include the following benefits, depending on the plan chosen:

 Block 1: Diagnostic and Preventive Care; twice-a-year visits to the dentist for oral examinations, x-rays, and cleanings.

Block 2: Primary Services; fillings, oral surgery, periodontal services, scaling, repair of dentures, root canals and other endodontic services, and re-cementing of existing crowns and bridges.

Block 3: Complex Restorative; Inlays, onlays, crowns, dentures, bridges, relining dentures for a better fit, and implants.

Block 4: Orthodontic Services; Services to correct a handicapping malocclusion, tooth guidance and harmful habit appliances, interceptive treatment, surgical exposure of un-erupted teeth when performed for orthodontic purposes, orthodontic x-rays, and orthodontic evaluations when no treatment is initiated.

 Both the Key Advantage Expanded and Key Advantage - 250 With Dental plans include a three-tier prescription drug benefit administered by Medco, and an employee assistance program (EAP) and mental health/substance abuse program also administered by Anthem.

Short-Term Disability Insurance

Full-time employees may participate in the short-term disability insurance program at their option and cost. Participating employees will receive 60% of their base weekly earnings beginning on the first day of total disability for a non-job related injury or accident, and 60% of their base weekly earnings beginning on the eighth day of total disability for a non-job related illness. Benefit payments are made for up to 26 weeks. Monthly premiums are based on the employee’s base annual salary.


Supplemental Accidental Death & Disability Insurance

Employees may participate in a supplemental accidental death and disability insurance program at their option and cost. Participating employees are offered various products with differing benefits. Monthly premiums are based on the product(s) selected.


Annual Leave

Front Royal has a bi-weekly pay period running Wednesday (first week) through Tuesday (second week).
Payroll checks are distributed on the Friday following the close of the pay period. Direct deposit (EFT) of bi-weekly compensation is available and strongly encouraged.

Full-time employees accrue annual leave based on continuous years of service with the Town of Front Royal as follows:


  • 0 to 3 years - 3.0 hours per pay period
  • 4 to 10 years - 4.0 hours per pay period
  • 11 to 19 years - 5.0 hours per pay period
  • 20 and above - 6.0 hours per pay period

Employees may carryover a maximum of 160.0 hours of annual leave from one calendar year to the next calendar year. Balances in excess of 160.0 hours are forfeited without compensation at the conclusion of each calendar year. Employees retiring or terminating employment in good standing will generally be compensated for a maximum of 160.0 hours of the unused annual leave balance at the current hourly rate of pay.

Sick Leave

All full-time employees accrue sick leave at the rate of 3.0 hours per bi-weekly pay period. There is no maximum limit of accumulation. Employees retiring or terminating employment in good standing will generally be compensated for 50% of the unused sick leave balance at the current hourly rate, capped at $2,000.


Holiday Leave

Front Royal observes twelve holidays as follows:

  • New Year's Day (January 1st)
  • Martin Luther King, Jr. Day (Third Monday in January)
  • President's Day (Third Monday in February)
  • Memorial Day (Last Monday in May)
  • Independence Day (July 4th)
  • Labor Day (First Monday in September)
  • Columbus Day (Second Monday in October)
  • Veterans Day (November 11th)
  • Thanksgiving Day (Fourth Thursday in November)
  • Day after Thanksgiving (Fourth Friday in November)
  • Christmas Eve Day (December 24th)
  • Christmas Day (December 25th)

Jury Duty Leave

Employees required to serve on federal or state juries do not have their leave balances charged for the first five days of jury duty leave. After five days, employees have the option of using accumulated annual or compensatory leave balances, or authorized leave without pay.


Family & Medical Leave

The federal Family and Medical Leave Act of 1993 assists eligible employees in newborn or newly adopted children and provides for absences to care for themselves, a child, a parent or a spouse faced with serious health conditions. Eligible employees are entitled to up to twelve weeks of unpaid leave during a revolving twelve month period for certain purposes, as listed in the Town of Front Royal Employee Handbook.


Workers' Compensation

Employees who are injured or contract an illness in a job-related incident are covered by state-mandated workers’ compensation insurance.


Front Royal Federal Credit Union

Employees may designate a portion of their earnings to the FRFCU for savings, loans, Christmas Club, or other program.


Tuition Assistance

Employees may, with the prior approval of their Department Director and Town Manager, enroll in college-level courses. The courses must be job-related and the employee must earn a “C” or better for reimbursement. Reimbursement is made at the prevailing undergraduate and graduate rates charged by George Mason University in Fairfax, VA.


Employee Assistance Program (EAP)

EAP is bundled with group health insurance programs.


Mental Health and Substance Abuse Counseling

Mental health and substance abuse counseling is bundled with group health insurance programs.


Last Updated ( Thursday, 15 August 2013 16:55 )